Comparison Vivus with Viaconto

We offer you a quick comparison between the credits offered by the Vivus online mini-credits and Viaconto personal loans companies so that you can easily and quickly decide which one best suits your urgent money needs.

You can compare basic characteristics, requirements, extension if they offer it, consequences of delay, commissions and an additional block of information, always comparing between the two companies, Vivus and Viaconto

All the information you need to decide with whom to apply for financing, with Vivus or Viaconto

Vivus Mini-credits online is the leading company in online granting of loans transferred in 15 minutes to the client.

As a claim for new customers, welcomes you: up to 300 euros without interest or commissions if you return it before 30 days.


From 50 to 300
First credit



FREE first credit

Viaconto Personal Loans

Viaconto is an online fast credit entity belonging to the ViaSMS group, where you can get an immediate credit of up to 600 euros in 10 minutes for whatever you want, since you do not have to justify what you are going to do with the borrowed money and the request It is done through the Internet and without the need for paperwork.

Viaconto offers you immediate credit for whatever you want without meeting just any requirements, since you will be able to get immediate credit approval without endorsement or guarantor, without payroll or pension, and being on lists of defaulters such as Credit Checker or RAI.


From 50 to 300
First credit



Vivus Features

Max APR: 1.915% - Example APR: € 100 at 90 days. APR 1.915% Total: € 128

These are the most outstanding characteristics when applying for a loan with Vivus

  • Up to € 300 (customers € 800) in flexible terms
  • FREE first credit
  • The first online credit completely free
  • It is very easy to extend the payment term of your credit
  • Possibility of advance payment

Viaconto Features

Max APR: 3752% - Example: € 100 at 90 days - APR 3.752%. Tot: € 246.04

These are the most outstanding characteristics when requesting a loan with Viaconto

  • Up to € 300 (customers € 800) in flexible terms
  • Possible to obtain loans with Credit Checker
  • In 10 minutes it is possible to have the money
  • It is not necessary to have an endorsement
  • It is possible to defer the payment of the credit

Vivus Requirements

  • DNI / NIE: front and back
  • First page of the bank book or direct debit receipt
  • Reside in Spain, and be between 21 and 75 years old
  • Not having pending payments or debts in front of third parties

Viaconto Requirements

  • Reside in Spain
  • Not have outstanding debts of more than € 1,000
  • Be between 21 and 70 years old
  • Show that you have regular income
  • Have an email address and a mobile phone
  • Have an identity document, such as DNI or NIE

Vivus Extension

  • Maximum of thirty (30) calendar days

Viaconto Extension

  • You can postpone the repayment of the credit 7, 14 or 30 days, so that you have more flexibility in your loan
  • Amount depending on the amount of the loan

Vivus Mora

  • 1.00% daily on the unpaid amount, with a maximum limit of 200% on the principal

Viaconto Mora

  • 1% daily of late payments
  • Penalties may not exceed two and a half times the APR

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