Comparison Credy with Viaconto

We offer you a quick comparison between the credits offered by the Credy Online Credy and Viaconto personal loans companies so that you can easily and quickly decide which one best suits your urgent money needs.

You can compare basic characteristics, requirements, extension if they offer it, consequences of delay, commissions and an additional block of information, always comparing between the two companies, Credy and Viaconto

All the information you need to decide with whom to apply for financing, with Credy or with Viaconto

Credy Credit Online


From 50 to 750
First credit



Viaconto Personal Loans

Viaconto is an online fast credit entity belonging to the ViaSMS group, where you can get an immediate credit of up to 600 euros in 10 minutes for whatever you want, since you do not have to justify what you are going to do with the borrowed money and the request It is done through the Internet and without the need for paperwork.

Viaconto offers you immediate credit for whatever you want without meeting just any requirements, since you will be able to get immediate credit approval without endorsement or guarantor, without payroll or pension, and being on lists of defaulters such as Credit Checker or RAI.


From 50 to 300
First credit



Credy Features

Max APR: 2,334.15% - Example APR: € 300 at 61 days. APR 2,334.15% Total: € 440.57

These are the most outstanding characteristics when requesting a credit with Credy

  • Up to € 750 in flexible terms

Viaconto Features

Max APR: 3752% - Example: € 100 at 90 days - APR 3.752%. Tot: € 246.04

These are the most outstanding characteristics when requesting a loan with Viaconto

  • Up to € 300 (€ 750 customers) in flexible terms
  • Possible to obtain loans with Credit Checker
  • In 10 minutes it is possible to have the money
  • It is not necessary to have an endorsement
  • It is possible to defer the payment of the credit

Credy Requirements

    Viaconto Requirements

    • Reside in Spain
    • Not have outstanding debts of more than € 1,000
    • Be between 21 and 70 years old
    • Show that you have regular income
    • Have an email address and a mobile phone
    • Have an identity document, such as DNI or NIE

    Credy Extension

      Viaconto Extension

      • You can postpone the repayment of the credit 7, 14 or 30 days, so that you have more flexibility in your loan
      • Amount depending on the amount of the loan

      Credy Mora

        Viaconto Mora

        • 1% daily of late payments
        • Penalties may not exceed two and a half times the APR

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