Kredito24 overview

Kredito24 is the Spanish brand of the financial multinational Kreditech. Quick loans up to 750 euros.

Kredito24 offers decisions in seconds. This is possible thanks to its 100% automated evaluation system. Apply for the loan in 5 minutes, you will receive a response in a matter of seconds and if the application is approved, you will receive the transfer in 15 minutes.

70 - 750
Min term: Flexible
Max term: Flexible
Max APR: 3.752% - Example APR: € 1,299 for 24 months. APR 114.96% Total: € 3,360.72
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These are the most outstanding characteristics when requesting a fast credit online with Kredito24

  • Up to € 750 with flexible minimum and maximum terms
  • Secure transmission of information
  • Quick and Convenient
  • No need for collateral or credit history
  • Our Clients recommend us


Kredito24 requirements

  • Have residence in Spain
  • Be of age
  • Have regular income


Kredito24 extension

  • 7 days 18%
  • 15 days 23%
  • 30 days 40%


Kredito24 delay

  • 1 day 20%
  • 6 days 25%
  • 9 days 30%
  • 12 days 40%
  • 15 days 40%

Information about Kredito24

With you are one click away from your money. Ask Now!

Without hidden costs and with absolute transparency, Kredito24 It offers you the simplest and easiest way to get the money you need to cover unexpected expenses or an unplanned purchase. Whenever you request a quick credit online, do it responsibly.


How the quick loans of Kredito24 work

Need quick money? Have an unpaid bill? Do you need money urgently to pay a speeding ticket? Do you have to make an unexpected repair on your car? Fancy a weekend getaway and need money now?

Kredito24 is here to quickly cover any unforeseen, whim or specific need that may arise. No matter what it is, Kredito24 is the fastest option to get € 750 (€ 500 for new customers) in your bank account or on your prepaid card without a bank account. Based on an automatic and unique algorithm for deciding urgent credits online, Kredito24 is able to provide you with fast money all day, 7 days a week. No hidden costs or fine print. Kredito24 is based on mutual trust and your credit limit will increase once you have returned your first online credit on the spot. Kredito24 grants credits online without asking what you need the money for and we charge a fair, transparent and equal rate for all clients.


1. Select the amount of money and the term of the quick credit

Kredito24 is flexible - You can request credits from 75 to 750 euros to be returned in a maximum of one month. You just have to choose your combination in the quick credits simulator on the website and click on Request.

If you pay on time, your confidence index will improve and you can get up to € 750 from your second online credit. Once the first credit is returned, you can also request a new one via SMS indicating the amount and the return period. If you become a fan of our page on Facebook, you can have access to sales, exclusive discounts and raffles.


2. Request your fast credit online

Once you have selected the amount and the term to return, you will have to fill out an online application with all your personal data. This will take no more than two minutes.

Have your mobile phone, your ID and your bank account at hand (if you prefer that the money be deposited into account instead of requesting a prepaid card).

After having filled in all the necessary data of the application, our system will decide in a few minutes if the fast online credit has been accepted or denied. Kredito24 will notify you by sms and through the email provided in the loan application. You can get fast money even with Credit Checker.


3. Confirm your bank account associated with the quick credit

In order to verify that you are the owner of the bank account entered in the application form and to be able to transfer the money as quickly as possible, you have to confirm your bank account.

This can be done through one of our online partners, automatically, or send us a receipt of your bank account. After the confirmation of the account, your request will be considered as approved.


4. Fast money online in 15 minutes

Once your fast credit has been accepted and your bank account correctly verified, the money will be transferred immediately to your account.

While most banks need several days to make the decision to grant a loan, Kredito24 takes only 15 minutes.

To take into account: It is possible that your bank receives the transfer with a small delay - generally you will have the money in your bank account in less than 15 minutes after having transferred it, although depending on the bank you belong to or if you request the loan On weekends, there could be a delay of 24 to 48 hours. If you want an immediate loan, we remember that you can always request a quick loan with a prepaid card.


5. Flexible when it comes to paying fast money online

As soon as you stop needing the quick money that we have provided, proceed as soon as possible to repay the loan.

Early repayment is possible at any time with a simple additional cost of 0.5% commission. We have created the easiest and most convenient way for you to pay: just access the My Account section on the Kredito24 website and pay through our online platform immediately.

If you do not have online banking, there is also the possibility of making an ordinary transfer to one of our bank accounts to cancel your loan quickly, although this could take more time.

In the case of not being able to return your credit online on time, you can opt for an urgent credit extension online by paying the corresponding fees before the expiration date of the fast credit. Unfortunately, the cost for credits paid after the deadline will be charged. We believe that it is fair that some non-paying customers bear these costs instead of demanding higher rates from the vast majority of occasional customers.


Physical address

Kreditech USA, SL, with registered office at Edificio Master´s 1, Avda. General Perón 38 7º Planta, 28020 Madrid and registered in the Madrid Mercantile Registry, volume 33452, book 0, page 51, section 8, page M602129, registration 2.

Kredito24 is a registered community trademark of Kreditech Holding SSL GmbH



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